How Much Does a Boat Cost?

How Much Does a Boat Cost in Florida? A Guide for Boat Buyers

Average Boat Prices by Type

Boats come in all shapes and sizes, and the type you choose will have the biggest impact on cost. Here’s a quick look at some popular options in Florida and their average price ranges:

• Fishing BoatsPrice Range: $15,000 - $100,000+
• Small aluminum fishing boats start around $15,000, while larger offshore vessels with advanced electronics can easily exceed $100,000.
• Why Florida Loves Them: With world-class fishing in places like the Keys and Tampa Bay, these are a top pick.
• Pontoon BoatsPrice Range: $20,000 - $60,000
• Perfect for family outings or relaxing on Florida’s lakes and rivers, pontoons offer affordability and comfort.
• Pro Tip: Look for models with durable engines—maintenance is key in our humid climate.
• Speedboats & Ski BoatsPrice Range: $25,000 - $150,000
• Built for thrill-seekers, these boats are pricier due to powerful engines and sleek designs.
• Florida Hotspot: Miami’s waters are a playground for speedboat fans.
• Center Console BoatsPrice Range: $30,000 - $200,000+
• Versatile and rugged, these are a Florida favorite for fishing and cruising. Prices climb with size and features like twin engines or T-tops.
• Yachts & Luxury BoatsPrice Range: $100,000 - $1 million+
• For those dreaming big, yachts offer luxury but come with a hefty price tag—and higher upkeep costs.

New vs. Used Boats: What’s the Cost Difference?

New Boats: Expect to pay full retail price, often 20-30% more than a used boat of the same model. New boats come with warranties and no wear-and-tear worries.

Used Boats: Prices drop significantly—sometimes 50% or more off the original cost—but you’ll need a skilled Florida boat mechanic (like us!) to inspect for hidden issues like engine wear or saltwater corrosion.

Hidden Costs of Owning a Boat in Florida

The sticker price is just the beginning. Here are additional costs to factor into your budget:

• Maintenance & Repairs: Annual upkeep can range from $500 to $5,000+, depending on the boat. Saltwater exposure in Florida means more frequent hull cleaning and engine servicing.
• Insurance: Typically $200 - $1,000 per year, based on boat value and usage.
• Fuel: A day on the water can cost $50 - $200 in gas, especially for larger engines.
• Storage: Dry storage or marina slips in Florida run $100 - $500/month; trailers are a one-time cost of $1,000 - $5,000.
• Registration & Taxes: Florida boat registration fees start at $5.50 and scale up with length, plus sales tax on the purchase.



How to Save Money on Your Boat Purchase

• Buy Used (Smartly): Work with a mechanic to ensure you’re not inheriting costly repairs.
• Shop Off-Season: Late fall or winter can mean better deals as demand drops.
• Start Small: A modest boat can still get you on the water without breaking the bank.

Why Florida Boat Prices Vary

Location plays a role too. Boats in high-demand areas like Miami or Fort Lauderdale might carry a premium, while rural dealers could offer better bargains. Saltwater use also impacts resale value—something our Florida boat mechanic team sees daily.



Ready to Buy? Let Us Help!

At Mobile Boat Repair St. Petersburg, we’ve been keeping Florida boaters on the water for years. Whether you’re buying new or used, our expert mechanics can inspect your boat, recommend cost-saving maintenance, and ensure your investment lasts. Contact us today for a pre-purchase inspection or to schedule service—because the only thing better than owning a boat is enjoying it worry-free!